P2P investments

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Invest in business and consumer loans quickly and easily!

Overview of Investments

222 investors have already invested 1,282,904 € in 1,937 loans with FerratumP2P.

5.09% Average expected annual net return
30%
421,300 / 1,402,769 € in 11 loans available for investments
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It's easy to invest with Ferratum

Open an account

Transfer funds

Invest

Earn interest

How it works

FerratumP2P offers an easy and transparent way to invest in loans and an alternative to bonds, shares, bank deposits, and collective investments.Ferratum Group offers direct loans to businesses and consumers. All loan applications are reviewed carefully and loan approvals are based on a number of factors including the borrower´s ability to repay. These loans are then offered to investors to participate in the investment. Previously, this type of investment was only available to large investors but, at FerratumP2P, we often you a unique opportunity to partake in these investments.

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Investing into loans

Safely invest with us in Ferratum Group business and consumer loans with an average expected annual net return of 4.9 %.

Loans offered on the FerratumP2P platform are active loans from Ferratum Group products which it administers and collects from debtors.

Every loan application undergoes a stringent review and approval process including credit scoring.

Approved Ferratum Group loans with a medium to long maturity are then offered as investments through Ferratum P2P.

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Risk Management

We take your investment seriously and, as such, we have implemented measures to keep your investment safe.

As with any investment, there are always some risks. However, with FerratumP2P, you can be sure you´re in the best possible hands.

Our screening of loan applicants to establish their credibility and loan suitability is in accordance with banking standards.

We manage your investment from beginning to end and oversee every detail of your investment.

We respond promptly to client requests in an effort to resolve any issues and ensure client satisfaction. If and when the need for out-of-court debt collection arises, we handle the collection ourselves.

With over ten years of experience, and more than 1,200,000 loans granted, you can feel safe about investing with Ferratum Group.

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Who is FerratumP2P?

FerratumP2P is a division of Ferratum Czech s.r.o.

Ferratum Oyj and its subsidiaries including Ferratum Czech s.r.o. form the Ferratum Group, a leading international provider of mobile financial services. As a pioneer in the field of financial technology, Ferratum Group has expanded its operations to 25 countries since its formation in 2005.

Ferratum Oyj is listed in the Prime Standard Segment of the Frankfurt Stock Exchange.

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Buyback guarantee

As with any investment, there are always some risks. The lending industry is no exception and is, of course, dependent on the repayments of its debtors.

However, with our no-risk, buyback, Ferratum guarantees to pay back 100% of the money invested to the investor if the debtor is more than 60 days in arrears with their repayments.

Why Ferratum

100% buyback on unpaid loans

Over 10 years in the money lending business

Average expected annual net return of 4.9%.

Backed by a large organisation

Risk-free investments

Average expected annual net return of 4.9%.

The expected annual return on an investment depends on the loan type, the risks associated with the loan and the specifics of the company.

The average expected annual net return is 4.9%, however, since every loan is unique, the performance of any past loans cannot guarantee future returns. Rest assured, all loan applications are carefully reviewed and approvals are based on a number of factors including the borrower´s ability to repay the loan.

100% Buyback on unpaid loans

With our no-risk, buyback, Ferratum guarantees to pay back 100% of the money invested to the investor if the debtor is more than 60 days in arrears with their repayments.

Over 10 years of experience in the money lending business

Ferratum has more than 10 years of experience in the money lending business. We use our own software-based scoring system to evaluate the credit worthiness of new and existing customers.

As a result, the highest standards are upheld in the process of approving and granting loans

Investing for everyone

We think of small investors as well as big players. Beginner investors will appreciate the comfort of simple single-click investing in the Basic mode, while experienced investors can make use of our AutoInvest option or invest via API. For those who wish to control every detail of their investment, we offer an Advanced mode whereby investors can browse the details of each loan.

Backed by a large organisation

Ferratum is a leading international provider of mobile financial services. As a pioneer in the field of financial technology, Ferratum has expanded its operations to 25 countries since its formation in 2005. Ferratum Oyi shares are traded on the Frankfurt Stock Exchange.

An alternative to securities

While investing into securities is influenced by many factors and requires constant evaluation and monitoring, when you invest withFerratumP2P, you don’t have to do anything. Whether its the interest pay-outs to investors, monitoring debtor repayments and investment maturity, we handle everything on your behalf.

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